Everyday life,
made simple.

Pay a shop, get paid, settle up, straight from the mobile money you already have. No withdrawal, no queue at the agent, no cash to count at the end of the day.

The Flash home screen: what you have taken this week, and what needs you.

One account, both sides of the counter.

Asked for, paid, and proved, on the phone in your pocket.

Everything that moved: K38,650 taken this month, charted by week, with what is still owed. A QR code with an open amount, ready to scan and pay. A receipt: paid in full, K7,300, verified by Flash.

1What moved

Every payment, in one place.

What you have taken this month, week by week, and who still owes you. Searchable, and answerable in plain words.

2How they pay you

One code, any amount.

Stick it by the till. A customer scans it with their camera, types what they owe, and approves it on their own phone. Nothing to install on their side.

3What they keep

Proof, in your name.

The moment it is paid, your customer gets a numbered receipt with your shop on it. The thing they bring back if the goods are wrong.

The trip that disappears

Cash goes out and comes straight back.

Your customer queues to withdraw. You take the notes, keep them overnight, and queue again to deposit so you can pay your supplier. The same money, two journeys, fees at both ends.

Flash sends it from their account to yours, and yours to your supplier’s.

  1. They pay youApproved on their own phone, with their own PIN.
  2. It lands in your mobile moneyNot in a drawer, and never with us.
  3. You pay your supplier with itNo withdrawal, no deposit, no second trip.

It runs on the money you already have.

Flash is not a wallet and never holds your money. It connects the mobile money accounts people in Zambia already use. Nothing to top up, nothing to move across first.

MTN, Airtel, Zamtel

Whichever network you are on, and whichever one they are on.

Straight between wallets

Their money goes to your account. Nothing sits with us in between.

Approved on their phone

Every payment is confirmed by the person paying, with their own PIN.

Start with the money you already have.

Nothing to top up, nothing to move across, and no cash to count tonight.